The Hidden Dangers of Hiring Uninsured, Unbonded Tree Cutters-Why Saving a Few Dollars Could Cost You Thousands

Tree work is one of the most dangerous jobs in the country — and for good reason. Chainsaws, heavy equipment, falling limbs, unpredictable trees, and heights create a perfect storm of risk.

That’s why hiring the right tree service provider matters. Unfortunately, many homeowners choose the lowest price they can find, often from people who are uninsured, unbonded, and untrained.

The truth is simple:

Hiring an uninsured tree cutter can destroy your property, drain your savings, or land you in a lawsuit.

Here’s what most people don’t realize until it’s too late.

You Become Financially Responsible for Injuries

If an uninsured worker gets hurt on your property, YOU could be held legally and financially responsible.

Tree cutting injuries are often severe:

• Broken bones

• Deep lacerations

• Traumatic head injuries

• Spinal damage

Emergency care alone can cost tens of thousands of dollars — and you may end up paying it.

With a legit business, workers are covered under workers’ compensation insurance.

With uninsured cutters… you’re the insurance.

Damage to Your Home or Property Is on You

Imagine this:

• A limb smashes through your roof

• A tree falls the wrong direction

• A rope snaps

• A chipper damages your driveway

• Equipment tears up your yard

If the company is uninsured, you cannot file a claim.

You will pay for all repairs out of pocket.

A reputable company carries general liability insurance that protects homeowners from exactly these types of accidents.

Untrained Workers Can Create Dangerous Situations

Tree removal requires skill, planning, and knowledge. Untrained cutters often:

• Misjudge tree lean

• Use old or unsafe equipment

• Skip safety procedures

• Cut without proper rigging

• Work too close to homes and power lines

One bad cut can cause catastrophic damage.

One mistake can risk lives. This is not a job for amateurs.

Have No Legal Protection If They Take Your Money and Run

Bonding protects homeowners if a company:

• Fails to finish the job

• Damages your property

• Performs work improperly

• Disappears after payment

Unbonded cutters give you no protection.

If they leave your yard a mess or vanish with your deposit, you have no recourse.

Insurance Companies Can Deny Your Claims

If something goes wrong during work performed by an unlicensed or uninsured contractor, your homeowner’s insurance can legally refuse coverage.

Meaning:

Your claim could be denied

Repairs could be 100% out of pocket

You could be responsible for injuries or lawsuits

Most homeowners don’t know this until disaster happens.

How to Protect Yourself

Always hire insured, bonded, and reputable tree professionals.

Before hiring:

• Ask for a copy of the insurance certificate

• Confirm it includes general liability + workers’ comp

• Check reviews

• Look for professional equipment

• Ensure they are a legitimate business

The Safe Choice

At RPM Construction LLC & Tree Service Company, we believe in doing business the right way.

We are:

✔️ Fully insured

✔️ Professionally trained

✔️ Equipped with the right tools

✔️ Safety-focused

✔️ Dependable and transparent

We protect your property, your wallet, and your peace of mind.

Because cutting corners (or trees) without the right insurance is a disaster waiting to happen. Call the professionals today!

Insured-Bonded-family owned-since 2002

NEW CUSTOMERS 10% off your first tree service.

Call for a FREE no obligation estimates

Direct-334-403-9332